Welcome to this week's
Finance Fridays. Last week we were talking about savings
options. This week we are looking into some of the changes that
have been introduced recently to TV Licencing. Since the 1st
September 2016 you will need to buy a TV Licence if you watch any
form of live television or anything on the BBC iPlayer. Previously
catch-up content on the iPlayer was excluded but now it is part of it.
Let's have a look at the full details.
How much is it? - A
standard colour TV Licence is £145.50 for one year. If you only have
a black and white television in the house then the TV Licence is just
£49. You can pay in one go or spread the payments out in quarterly,
monthly and fortnightly payments but these do attract a premium
payment. There are a number of ways of which the simplest is by
direct debit. If you make sure you always have the money in your
account then your TV Licence will always be valid and it will never
run out. Another way to pay is by requesting a TV Licencing payment
card but you will be responsible for ensuring each payment is made.
You can do this online, by text or phone or by going to shops such as
Post Offices, newsagents and small grocery stores which have a
PayPoint.
Why would I need a TV
Licence? - If you watch or record any form of 'live' broadcast
television on any channel be it BBC, ITV or even paid channels such
as Sky Sports you will need a TV Licence. Since 1st
September watching any programmes through the BBC iPlayer be they
broadcast live or catch-up have also required a TV Licence. Even if
you don't own a TV but watch via your mobile, tablet or computer you
will need a TV Licence.
What TV services are
excluded? - If you don't watch or record any live TV or use the
iPlayer you may not need a TV Licence. Many people have now ditched
these services in favour of watching ITV, Channel 4, Channel 5 and
the UKTV channels such as Dave, Drama and Yesterday through their
catch-up services. So if you are willing to wait an hour or two for
your Coronation Street fix you don't need a licence to watch it via
the ITV Hub.
You will also be able to do
without a TV Licence if you watch television solely through paid
services such as Amazon Prime and Netflix where the content is classed
as 'on-demand'. If watching YouTube for cat videos or box openings is
you thing then you can still do this for free.
Discounts and exemptions
– Once you reach 75 you no longer need to pay for a TV Licence.
Remember a TV Licence covers an address so you can transfer the name
of the licence holder to someone who permanently lives with you who
is 75 or over. You will need to contact TV Licencing to register so
don't just stop making the payments.
You could qualify for a 50%
concession if someone in the house is classed as 'severely sight
impaired. However this is quite strict and does not apply to anyone
classed as partially sighted or sight-impaired. You will need to
provide evidence of your sight impairment.
What if I should have a
TV Licence but I don't pay? - TV Licencing don't mess about with
non-payers. If you are found to be watching TV without a valid TV
Licence when you should have one then you can be liable for a court
appearance, prosecution and a fine of up to £1,000.
Do you watch much television
via live services or the iPlayer? How you thought about ditching your
TV Licence?
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Very interesting, i had no idea you'd need a tv licence to watch through your mobile.
ReplyDeleteReally interesting post - I could quite easily do without TV but the rest of my family not so much ;-)
ReplyDeleteI think ti is about time that they tied up this loophole. I love the BBC.
ReplyDeleteWhat a great resource about all the complications of the TV license. We do watch mostly on catch up - I love BBC iPlayer but was gutted to discover I couldn't watch it when in Italy even though i am a license payer. x
ReplyDelete